Problem Statement
AI-Driven Behavioral Authentication for Digital Banking
Develop an AI-driven behavioral authentication system that enhances
security and user experience across digital banking channels including
Internet Banking, Mobile Banking, UPI Platforms, and other Digital Banking Channels.
-
Rising digital banking fraud across India
-
Traditional static passwords are easily compromised
-
Need for continuous, transparent authentication
-
AI enables real-time risk assessment at scale
Internet Banking
Mobile Banking
UPI Platforms
Other Digital Banking Channels
Goals of the Proposed Solution
Differentiate between legitimate and suspicious users
Identify behavioral patterns during login to digital channels
Implement AI-enabled behavior-based authentication
Harden the login process after unsuccessful login attempts
Implement behavior-based risk scoring
Prevent account takeover and digital frauds